If you are considering a moderate to long term investment, then invest in a Litchfield National Bank Certificate of Deposit or an Individual Retirement Account.

Visit one of our locations and discuss the details of these accounts with one of our new account representatives or contact us at (217) 324-6161 and let our representatives discuss our account options with you!

Certificates of Deposit


LNB offers maturities of:

  • 26 weeks
  • 12 months
  • 18 months
  • 24 months
  • 30 months
  • 36 months
  • 42 months
  • 48 months
  • 12 month Jumbo

 All CDs are automatically renewable at maturity with interest rate in effect at time of maturity. A penalty may be imposed for early withdrawal.
$1,000 minimum deposit on all CDs, 12 month Jumbo requires $100,000.

Individual Retirement Account


LNB offers both Traditional and Roth IRA accounts. Both of these IRAs are available in:

  • 12 month Certificate of Deposit
  • 18 month Certificate of Deposit
  • 24 month Certificate of Deposit
  • 30 month Certificate of Deposit
  • 36 month Certificate of Deposit
  • 42 month Certificate of Deposit
  • 48 month Certificate of Deposit

 All certificates require a minimum deposit of $1,000. 12-month Jumbo certificates are available for roll-overs and transfers of $100,000 or more.